Cost of Living: Plano, TX vs Clearwater, FL (2026)

Plano

Texas
132
VS

Clearwater

Florida
105

Plano is 26% more expensive than Clearwater.

$1,792/mo ↑ 16%
Median Rent
$1,539/mo ↓ 14%
$108,649/yr ↑ 69%
Median Income
$64,440/yr ↓ 41%
$440,600 ↑ 35%
Home Value
$326,100 ↓ 26%
$1,829/mo ↑ 30%
Owner Costs
$1,411/mo ↓ 23%
287,339
Population
117,075

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.86%

Affordability

19.8%
rent-to-income
Affordability
28.7%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Clearwater, FL, the overall cost of living indices are 132 and 105 respectively (national median = 100). Rent is $253/month cheaper in Clearwater, saving renters about $3,036/year.

Median household income is $44,209/year higher in Plano. Home values also differ significantly — the median in Plano is $440,600 compared to $326,100 in Clearwater.

Frequently Asked Questions

Plano vs Clearwater — common questions

Is Plano or Clearwater cheaper to live in?
Based on our cost index, Clearwater is cheaper to live in with an index of 105 compared to 132 (US average = 100).
What is the rent difference between Plano and Clearwater?
Median rent in Plano is $1,792/month and in Clearwater it's $1,539/month — a difference of $253/month.
Which city has higher income, Plano or Clearwater?
Median household income is $108,649 in Plano and $64,440 in Clearwater. Median household income is $44,209/year higher in Plano.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Plano or Clearwater?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Clearwater has a cost index of 105 with rent of $1,539/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View Clearwater details →

More Comparisons

Other cost of living comparisons for Plano and Clearwater

Plano vs. Durham Plano vs. Chandler Plano vs. Anchorage Plano vs. Buffalo Plano vs. Jersey City Plano vs. Madison Clearwater vs. North Charleston Clearwater vs. Lakeland Clearwater vs. Cambridge Clearwater vs. The Woodlands Clearwater vs. Richardson Clearwater vs. Evansville