Cost of Living: Plano, TX vs Clovis, CA (2026)

Plano

Texas
132
VS

Clovis

California
130

Plano and Clovis have a similar cost of living.

$1,792/mo ↑ 8%
Median Rent
$1,662/mo ↓ 7%
$108,649/yr ↑ 8%
Median Income
$100,360/yr ↓ 8%
$440,600 ↓ 3%
Home Value
$453,300 ↑ 3%
$1,829/mo ↓ 1%
Owner Costs
$1,851/mo ↑ 1%
287,339
Population
122,719

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

19.8%
rent-to-income
Affordability
19.9%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Clovis, CA, the overall cost of living indices are 132 and 130 respectively (national median = 100). Rent is $130/month cheaper in Clovis, saving renters about $1,560/year.

Median household income is $8,289/year higher in Plano. Home values also differ significantly — the median in Plano is $440,600 compared to $453,300 in Clovis.

Texas has no state income tax, giving Plano residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Plano vs Clovis — common questions

Is Plano or Clovis cheaper to live in?
Based on our cost index, Clovis is cheaper to live in with an index of 130 compared to 132 (US average = 100).
What is the rent difference between Plano and Clovis?
Median rent in Plano is $1,792/month and in Clovis it's $1,662/month — a difference of $130/month.
Which city has higher income, Plano or Clovis?
Median household income is $108,649 in Plano and $100,360 in Clovis. Median household income is $8,289/year higher in Plano.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Plano or Clovis?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Clovis has a cost index of 130 with rent of $1,662/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View Clovis details →

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