Cost of Living: Plano, TX vs Concord, CA (2026)

Plano

Texas
132
VS

Concord

California
187

Plano is 29% cheaper than Concord.

$1,792/mo ↓ 19%
Median Rent
$2,226/mo ↑ 24%
$108,649/yr ≈ Same
Median Income
$109,195/yr ≈ Same
$440,600 ↓ 42%
Home Value
$755,900 ↑ 72%
$1,829/mo ↓ 20%
Owner Costs
$2,284/mo ↑ 25%
287,339
Population
124,260

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

19.8%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Concord, CA, the overall cost of living indices are 132 and 187 respectively (national median = 100). Rent is $434/month cheaper in Plano, saving renters about $5,208/year.

Median household income is $546/year higher in Concord. Home values also differ significantly — the median in Plano is $440,600 compared to $755,900 in Concord.

Texas has no state income tax, giving Plano residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Plano vs Concord — common questions

Is Plano or Concord cheaper to live in?
Based on our cost index, Plano is cheaper to live in with an index of 132 compared to 187 (US average = 100).
What is the rent difference between Plano and Concord?
Median rent in Plano is $1,792/month and in Concord it's $2,226/month — a difference of $434/month.
Which city has higher income, Plano or Concord?
Median household income is $108,649 in Plano and $109,195 in Concord. Median household income is $546/year higher in Concord.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Plano or Concord?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View Concord details →

More Comparisons

Other cost of living comparisons for Plano and Concord

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