Cost of Living: Plano, TX vs Fargo, ND (2026)

Plano

Texas
132
VS

Fargo

North Dakota
73

Plano is 81% more expensive than Fargo.

$1,792/mo ↑ 96%
Median Rent
$916/mo ↓ 49%
$108,649/yr ↑ 65%
Median Income
$66,029/yr ↓ 39%
$440,600 ↑ 63%
Home Value
$269,800 ↓ 39%
$1,829/mo ↑ 83%
Owner Costs
$997/mo ↓ 45%
287,339
Population
129,064

Tax Comparison

0%
Income Tax
2.5%
6.25%
State Sales Tax
5.0%
1.6%
Property Tax
0.98%

Affordability

19.8%
rent-to-income
Affordability
16.6%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Fargo, ND, the overall cost of living indices are 132 and 73 respectively (national median = 100). Rent is $876/month cheaper in Fargo, saving renters about $10,512/year.

Median household income is $42,620/year higher in Plano. Home values also differ significantly — the median in Plano is $440,600 compared to $269,800 in Fargo.

Texas has no state income tax, giving Plano residents a significant tax advantage over North Dakota's 2.5% rate.

Frequently Asked Questions

Plano vs Fargo — common questions

Is Plano or Fargo cheaper to live in?
Based on our cost index, Fargo is cheaper to live in with an index of 73 compared to 132 (US average = 100).
What is the rent difference between Plano and Fargo?
Median rent in Plano is $1,792/month and in Fargo it's $916/month — a difference of $876/month.
Which city has higher income, Plano or Fargo?
Median household income is $108,649 in Plano and $66,029 in Fargo. Median household income is $42,620/year higher in Plano.
How do taxes compare between Texas and North Dakota?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. North Dakota has 2.5% income tax, 5.0% sales tax, and 0.98% property tax.
Should I move to Plano or Fargo?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Fargo has a cost index of 73 with rent of $916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View Fargo details →

More Comparisons

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