Cost of Living: Plano, TX vs Fort Wayne, IN (2026)

Plano

Texas
132
VS

Fort Wayne

Indiana
63

Plano is 110% more expensive than Fort Wayne.

$1,792/mo ↑ 87%
Median Rent
$959/mo ↓ 46%
$108,649/yr ↑ 80%
Median Income
$60,293/yr ↓ 45%
$440,600 ↑ 160%
Home Value
$169,700 ↓ 61%
$1,829/mo ↑ 93%
Owner Costs
$950/mo ↓ 48%
287,339
Population
266,235

Tax Comparison

0%
Income Tax
3.05%
6.25%
State Sales Tax
7.0%
1.6%
Property Tax
0.83%

Affordability

19.8%
rent-to-income
Affordability
19.1%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Fort Wayne, IN, the overall cost of living indices are 132 and 63 respectively (national median = 100). Rent is $833/month cheaper in Fort Wayne, saving renters about $9,996/year.

Median household income is $48,356/year higher in Plano. Home values also differ significantly — the median in Plano is $440,600 compared to $169,700 in Fort Wayne.

Texas has no state income tax, giving Plano residents a significant tax advantage over Indiana's 3.05% rate.

Frequently Asked Questions

Plano vs Fort Wayne — common questions

Is Plano or Fort Wayne cheaper to live in?
Based on our cost index, Fort Wayne is cheaper to live in with an index of 63 compared to 132 (US average = 100).
What is the rent difference between Plano and Fort Wayne?
Median rent in Plano is $1,792/month and in Fort Wayne it's $959/month — a difference of $833/month.
Which city has higher income, Plano or Fort Wayne?
Median household income is $108,649 in Plano and $60,293 in Fort Wayne. Median household income is $48,356/year higher in Plano.
How do taxes compare between Texas and Indiana?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Indiana has 3.05% income tax, 7.0% sales tax, and 0.83% property tax.
Should I move to Plano or Fort Wayne?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Fort Wayne has a cost index of 63 with rent of $959/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View Fort Wayne details →

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