Cost of Living: Plano, TX vs Gilbert, AZ (2026)

Plano

Texas
132
VS

Gilbert

Arizona
148

Plano is 11% cheaper than Gilbert.

$1,792/mo ↓ 12%
Median Rent
$2,028/mo ↑ 13%
$108,649/yr ↓ 10%
Median Income
$121,351/yr ↑ 12%
$440,600 ↓ 15%
Home Value
$518,600 ↑ 18%
$1,829/mo ↓ 4%
Owner Costs
$1,908/mo ↑ 4%
287,339
Population
271,118

Tax Comparison

0%
Income Tax
2.5%
6.25%
State Sales Tax
5.6%
1.6%
Property Tax
0.62%

Affordability

19.8%
rent-to-income
Affordability
20.1%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Gilbert, AZ, the overall cost of living indices are 132 and 148 respectively (national median = 100). Rent is $236/month cheaper in Plano, saving renters about $2,832/year.

Median household income is $12,702/year higher in Gilbert. Home values also differ significantly — the median in Plano is $440,600 compared to $518,600 in Gilbert.

Texas has no state income tax, giving Plano residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Plano vs Gilbert — common questions

Is Plano or Gilbert cheaper to live in?
Based on our cost index, Plano is cheaper to live in with an index of 132 compared to 148 (US average = 100).
What is the rent difference between Plano and Gilbert?
Median rent in Plano is $1,792/month and in Gilbert it's $2,028/month — a difference of $236/month.
Which city has higher income, Plano or Gilbert?
Median household income is $108,649 in Plano and $121,351 in Gilbert. Median household income is $12,702/year higher in Gilbert.
How do taxes compare between Texas and Arizona?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax.
Should I move to Plano or Gilbert?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Gilbert has a cost index of 148 with rent of $2,028/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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