Cost of Living: Plano, TX vs Huntington Beach, CA (2026)

Plano

Texas
132
VS

Huntington Beach

California
227

Plano is 42% cheaper than Huntington Beach.

$1,792/mo ↓ 26%
Median Rent
$2,424/mo ↑ 35%
$108,649/yr ↓ 9%
Median Income
$119,885/yr ↑ 10%
$440,600 ↓ 58%
Home Value
$1,047,300 ↑ 138%
$1,829/mo ↓ 25%
Owner Costs
$2,436/mo ↑ 33%
287,339
Population
196,010

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

19.8%
rent-to-income
Affordability
24.3%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Huntington Beach, CA, the overall cost of living indices are 132 and 227 respectively (national median = 100). Rent is $632/month cheaper in Plano, saving renters about $7,584/year.

Median household income is $11,236/year higher in Huntington Beach. Home values also differ significantly — the median in Plano is $440,600 compared to $1,047,300 in Huntington Beach.

Texas has no state income tax, giving Plano residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Plano vs Huntington Beach — common questions

Is Plano or Huntington Beach cheaper to live in?
Based on our cost index, Plano is cheaper to live in with an index of 132 compared to 227 (US average = 100).
What is the rent difference between Plano and Huntington Beach?
Median rent in Plano is $1,792/month and in Huntington Beach it's $2,424/month — a difference of $632/month.
Which city has higher income, Plano or Huntington Beach?
Median household income is $108,649 in Plano and $119,885 in Huntington Beach. Median household income is $11,236/year higher in Huntington Beach.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Plano or Huntington Beach?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Huntington Beach has a cost index of 227 with rent of $2,424/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View Huntington Beach details →

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