Cost of Living: Plano, TX vs Miami Gardens, FL (2026)

Plano

Texas
132
VS

Miami Gardens

Florida
115

Plano is 15% more expensive than Miami Gardens.

$1,792/mo ↑ 5%
Median Rent
$1,709/mo ↓ 5%
$108,649/yr ↑ 78%
Median Income
$60,979/yr ↓ 44%
$440,600 ↑ 31%
Home Value
$337,200 ↓ 23%
$1,829/mo ↑ 12%
Owner Costs
$1,640/mo ↓ 10%
287,339
Population
111,264

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.86%

Affordability

19.8%
rent-to-income
Affordability
33.6%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Miami Gardens, FL, the overall cost of living indices are 132 and 115 respectively (national median = 100). Rent is $83/month cheaper in Miami Gardens, saving renters about $996/year.

Median household income is $47,670/year higher in Plano. Home values also differ significantly — the median in Plano is $440,600 compared to $337,200 in Miami Gardens.

Frequently Asked Questions

Plano vs Miami Gardens — common questions

Is Plano or Miami Gardens cheaper to live in?
Based on our cost index, Miami Gardens is cheaper to live in with an index of 115 compared to 132 (US average = 100).
What is the rent difference between Plano and Miami Gardens?
Median rent in Plano is $1,792/month and in Miami Gardens it's $1,709/month — a difference of $83/month.
Which city has higher income, Plano or Miami Gardens?
Median household income is $108,649 in Plano and $60,979 in Miami Gardens. Median household income is $47,670/year higher in Plano.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Plano or Miami Gardens?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Miami Gardens has a cost index of 115 with rent of $1,709/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View Miami Gardens details →

More Comparisons

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