Cost of Living: Plano, TX vs Oxnard, CA (2026)

Plano

Texas
132
VS

Oxnard

California
159

Plano is 17% cheaper than Oxnard.

$1,792/mo ↓ 9%
Median Rent
$1,962/mo ↑ 9%
$108,649/yr ↑ 16%
Median Income
$93,372/yr ↓ 14%
$440,600 ↓ 29%
Home Value
$617,800 ↑ 40%
$1,829/mo ↓ 7%
Owner Costs
$1,976/mo ↑ 8%
287,339
Population
201,014

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

19.8%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Oxnard, CA, the overall cost of living indices are 132 and 159 respectively (national median = 100). Rent is $170/month cheaper in Plano, saving renters about $2,040/year.

Median household income is $15,277/year higher in Plano. Home values also differ significantly — the median in Plano is $440,600 compared to $617,800 in Oxnard.

Texas has no state income tax, giving Plano residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Plano vs Oxnard — common questions

Is Plano or Oxnard cheaper to live in?
Based on our cost index, Plano is cheaper to live in with an index of 132 compared to 159 (US average = 100).
What is the rent difference between Plano and Oxnard?
Median rent in Plano is $1,792/month and in Oxnard it's $1,962/month — a difference of $170/month.
Which city has higher income, Plano or Oxnard?
Median household income is $108,649 in Plano and $93,372 in Oxnard. Median household income is $15,277/year higher in Plano.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Plano or Oxnard?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Oxnard has a cost index of 159 with rent of $1,962/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View Oxnard details →

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