Cost of Living: Plano, TX vs Providence, RI (2026)

Plano

Texas
132
VS

Providence

Rhode Island
99

Plano is 33% more expensive than Providence.

$1,792/mo ↑ 34%
Median Rent
$1,333/mo ↓ 26%
$108,649/yr ↑ 63%
Median Income
$66,772/yr ↓ 39%
$440,600 ↑ 36%
Home Value
$322,800 ↓ 27%
$1,829/mo ↑ 25%
Owner Costs
$1,467/mo ↓ 20%
287,339
Population
190,214

Tax Comparison

0%
Income Tax
5.99%
6.25%
State Sales Tax
7.0%
1.6%
Property Tax
1.53%

Affordability

19.8%
rent-to-income
Affordability
24.0%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Providence, RI, the overall cost of living indices are 132 and 99 respectively (national median = 100). Rent is $459/month cheaper in Providence, saving renters about $5,508/year.

Median household income is $41,877/year higher in Plano. Home values also differ significantly — the median in Plano is $440,600 compared to $322,800 in Providence.

Texas has no state income tax, giving Plano residents a significant tax advantage over Rhode Island's 5.99% rate.

Frequently Asked Questions

Plano vs Providence — common questions

Is Plano or Providence cheaper to live in?
Based on our cost index, Providence is cheaper to live in with an index of 99 compared to 132 (US average = 100).
What is the rent difference between Plano and Providence?
Median rent in Plano is $1,792/month and in Providence it's $1,333/month — a difference of $459/month.
Which city has higher income, Plano or Providence?
Median household income is $108,649 in Plano and $66,772 in Providence. Median household income is $41,877/year higher in Plano.
How do taxes compare between Texas and Rhode Island?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Rhode Island has 5.99% income tax, 7.0% sales tax, and 1.53% property tax.
Should I move to Plano or Providence?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Providence has a cost index of 99 with rent of $1,333/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View Providence details →

More Comparisons

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