Cost of Living: Plano, TX vs Rancho Cucamonga, CA (2026)

Plano

Texas
132
VS

Rancho Cucamonga

California
182

Plano is 27% cheaper than Rancho Cucamonga.

$1,792/mo ↓ 22%
Median Rent
$2,286/mo ↑ 28%
$108,649/yr ≈ Same
Median Income
$109,511/yr ≈ Same
$440,600 ↓ 37%
Home Value
$694,400 ↑ 58%
$1,829/mo ↓ 21%
Owner Costs
$2,324/mo ↑ 27%
287,339
Population
174,693

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

19.8%
rent-to-income
Affordability
25.0%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Rancho Cucamonga, CA, the overall cost of living indices are 132 and 182 respectively (national median = 100). Rent is $494/month cheaper in Plano, saving renters about $5,928/year.

Median household income is $862/year higher in Rancho Cucamonga. Home values also differ significantly — the median in Plano is $440,600 compared to $694,400 in Rancho Cucamonga.

Texas has no state income tax, giving Plano residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Plano vs Rancho Cucamonga — common questions

Is Plano or Rancho Cucamonga cheaper to live in?
Based on our cost index, Plano is cheaper to live in with an index of 132 compared to 182 (US average = 100).
What is the rent difference between Plano and Rancho Cucamonga?
Median rent in Plano is $1,792/month and in Rancho Cucamonga it's $2,286/month — a difference of $494/month.
Which city has higher income, Plano or Rancho Cucamonga?
Median household income is $108,649 in Plano and $109,511 in Rancho Cucamonga. Median household income is $862/year higher in Rancho Cucamonga.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Plano or Rancho Cucamonga?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Rancho Cucamonga has a cost index of 182 with rent of $2,286/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View Rancho Cucamonga details →

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