Cost of Living: Plano, TX vs Rochester, MN (2026)

Plano

Texas
132
VS

Rochester

Minnesota
93

Plano is 42% more expensive than Rochester.

$1,792/mo ↑ 36%
Median Rent
$1,316/mo ↓ 27%
$108,649/yr ↑ 24%
Median Income
$87,767/yr ↓ 19%
$440,600 ↑ 53%
Home Value
$287,500 ↓ 35%
$1,829/mo ↑ 37%
Owner Costs
$1,332/mo ↓ 27%
287,339
Population
121,638

Tax Comparison

0%
Income Tax
9.85%
6.25%
State Sales Tax
6.875%
1.6%
Property Tax
1.11%

Affordability

19.8%
rent-to-income
Affordability
18.0%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Rochester, MN, the overall cost of living indices are 132 and 93 respectively (national median = 100). Rent is $476/month cheaper in Rochester, saving renters about $5,712/year.

Median household income is $20,882/year higher in Plano. Home values also differ significantly — the median in Plano is $440,600 compared to $287,500 in Rochester.

Texas has no state income tax, giving Plano residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

Plano vs Rochester — common questions

Is Plano or Rochester cheaper to live in?
Based on our cost index, Rochester is cheaper to live in with an index of 93 compared to 132 (US average = 100).
What is the rent difference between Plano and Rochester?
Median rent in Plano is $1,792/month and in Rochester it's $1,316/month — a difference of $476/month.
Which city has higher income, Plano or Rochester?
Median household income is $108,649 in Plano and $87,767 in Rochester. Median household income is $20,882/year higher in Plano.
How do taxes compare between Texas and Minnesota?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax.
Should I move to Plano or Rochester?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Rochester has a cost index of 93 with rent of $1,316/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View Rochester details →

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