Cost of Living: Plano, TX vs Roseville, CA (2026)

Plano

Texas
132
VS

Roseville

California
168

Plano is 21% cheaper than Roseville.

$1,792/mo ↓ 15%
Median Rent
$2,099/mo ↑ 17%
$108,649/yr ↓ 7%
Median Income
$117,354/yr ↑ 8%
$440,600 ↓ 30%
Home Value
$630,600 ↑ 43%
$1,829/mo ↓ 18%
Owner Costs
$2,226/mo ↑ 22%
287,339
Population
152,438

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

19.8%
rent-to-income
Affordability
21.5%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Roseville, CA, the overall cost of living indices are 132 and 168 respectively (national median = 100). Rent is $307/month cheaper in Plano, saving renters about $3,684/year.

Median household income is $8,705/year higher in Roseville. Home values also differ significantly — the median in Plano is $440,600 compared to $630,600 in Roseville.

Texas has no state income tax, giving Plano residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Plano vs Roseville — common questions

Is Plano or Roseville cheaper to live in?
Based on our cost index, Plano is cheaper to live in with an index of 132 compared to 168 (US average = 100).
What is the rent difference between Plano and Roseville?
Median rent in Plano is $1,792/month and in Roseville it's $2,099/month — a difference of $307/month.
Which city has higher income, Plano or Roseville?
Median household income is $108,649 in Plano and $117,354 in Roseville. Median household income is $8,705/year higher in Roseville.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Plano or Roseville?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Roseville has a cost index of 168 with rent of $2,099/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View Roseville details →

More Comparisons

Other cost of living comparisons for Plano and Roseville

Plano vs. Durham Plano vs. Chandler Plano vs. Anchorage Plano vs. Buffalo Plano vs. Jersey City Plano vs. Madison Roseville vs. Hollywood Roseville vs. Charleston Roseville vs. Sunnyvale Roseville vs. Bellevue Roseville vs. Springfield Roseville vs. Escondido