Cost of Living: Plano, TX vs Springfield, MA (2026)

Plano

Texas
132
VS

Springfield

Massachusetts
79

Plano is 67% more expensive than Springfield.

$1,792/mo ↑ 61%
Median Rent
$1,114/mo ↓ 38%
$108,649/yr ↑ 112%
Median Income
$51,339/yr ↓ 53%
$440,600 ↑ 98%
Home Value
$222,700 ↓ 49%
$1,829/mo ↑ 43%
Owner Costs
$1,276/mo ↓ 30%
287,339
Population
154,751

Tax Comparison

0%
Income Tax
9.0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.15%

Affordability

19.8%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Springfield, MA, the overall cost of living indices are 132 and 79 respectively (national median = 100). Rent is $678/month cheaper in Springfield, saving renters about $8,136/year.

Median household income is $57,310/year higher in Plano. Home values also differ significantly — the median in Plano is $440,600 compared to $222,700 in Springfield.

Texas has no state income tax, giving Plano residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Plano vs Springfield — common questions

Is Plano or Springfield cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 79 compared to 132 (US average = 100).
What is the rent difference between Plano and Springfield?
Median rent in Plano is $1,792/month and in Springfield it's $1,114/month — a difference of $678/month.
Which city has higher income, Plano or Springfield?
Median household income is $108,649 in Plano and $51,339 in Springfield. Median household income is $57,310/year higher in Plano.
How do taxes compare between Texas and Massachusetts?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Plano or Springfield?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Springfield has a cost index of 79 with rent of $1,114/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View Springfield details →

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