Cost of Living: Plano, TX vs Thousand Oaks, CA (2026)

Plano

Texas
132
VS

Thousand Oaks

California
226

Plano is 42% cheaper than Thousand Oaks.

$1,792/mo ↓ 31%
Median Rent
$2,580/mo ↑ 44%
$108,649/yr ↓ 19%
Median Income
$134,367/yr ↑ 24%
$440,600 ↓ 54%
Home Value
$951,200 ↑ 116%
$1,829/mo ↓ 33%
Owner Costs
$2,726/mo ↑ 49%
287,339
Population
125,676

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

19.8%
rent-to-income
Affordability
23.0%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Thousand Oaks, CA, the overall cost of living indices are 132 and 226 respectively (national median = 100). Rent is $788/month cheaper in Plano, saving renters about $9,456/year.

Median household income is $25,718/year higher in Thousand Oaks. Home values also differ significantly — the median in Plano is $440,600 compared to $951,200 in Thousand Oaks.

Texas has no state income tax, giving Plano residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Plano vs Thousand Oaks — common questions

Is Plano or Thousand Oaks cheaper to live in?
Based on our cost index, Plano is cheaper to live in with an index of 132 compared to 226 (US average = 100).
What is the rent difference between Plano and Thousand Oaks?
Median rent in Plano is $1,792/month and in Thousand Oaks it's $2,580/month — a difference of $788/month.
Which city has higher income, Plano or Thousand Oaks?
Median household income is $108,649 in Plano and $134,367 in Thousand Oaks. Median household income is $25,718/year higher in Thousand Oaks.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Plano or Thousand Oaks?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Thousand Oaks has a cost index of 226 with rent of $2,580/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View Thousand Oaks details →

More Comparisons

Other cost of living comparisons for Plano and Thousand Oaks

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