Cost of Living: Plano, TX vs Toledo, OH (2026)

Plano

Texas
132
VS

Toledo

Ohio
52

Plano is 154% more expensive than Toledo.

$1,792/mo ↑ 104%
Median Rent
$880/mo ↓ 51%
$108,649/yr ↑ 129%
Median Income
$47,532/yr ↓ 56%
$440,600 ↑ 312%
Home Value
$107,000 ↓ 76%
$1,829/mo ↑ 114%
Owner Costs
$856/mo ↓ 53%
287,339
Population
268,461

Tax Comparison

0%
Income Tax
3.5%
6.25%
State Sales Tax
5.75%
1.6%
Property Tax
1.53%

Affordability

19.8%
rent-to-income
Affordability
22.2%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Toledo, OH, the overall cost of living indices are 132 and 52 respectively (national median = 100). Rent is $912/month cheaper in Toledo, saving renters about $10,944/year.

Median household income is $61,117/year higher in Plano. Home values also differ significantly — the median in Plano is $440,600 compared to $107,000 in Toledo.

Texas has no state income tax, giving Plano residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Plano vs Toledo — common questions

Is Plano or Toledo cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 132 (US average = 100).
What is the rent difference between Plano and Toledo?
Median rent in Plano is $1,792/month and in Toledo it's $880/month — a difference of $912/month.
Which city has higher income, Plano or Toledo?
Median household income is $108,649 in Plano and $47,532 in Toledo. Median household income is $61,117/year higher in Plano.
How do taxes compare between Texas and Ohio?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax.
Should I move to Plano or Toledo?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Toledo has a cost index of 52 with rent of $880/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View Toledo details →

More Comparisons

Other cost of living comparisons for Plano and Toledo

Plano vs. Durham Plano vs. Chandler Plano vs. Anchorage Plano vs. Buffalo Plano vs. Jersey City Plano vs. Madison Toledo vs. Reno Toledo vs. Fort Wayne Toledo vs. North Las Vegas Toledo vs. Lubbock Toledo vs. Gilbert Toledo vs. St. Petersburg