Cost of Living: Plano, TX vs Torrance, CA (2026)

Plano

Texas
132
VS

Torrance

California
218

Plano is 39% cheaper than Torrance.

$1,792/mo ↓ 19%
Median Rent
$2,214/mo ↑ 24%
$108,649/yr ↓ 4%
Median Income
$113,105/yr ↑ 4%
$440,600 ↓ 57%
Home Value
$1,036,600 ↑ 135%
$1,829/mo ↓ 20%
Owner Costs
$2,295/mo ↑ 25%
287,339
Population
143,499

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

19.8%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Torrance, CA, the overall cost of living indices are 132 and 218 respectively (national median = 100). Rent is $422/month cheaper in Plano, saving renters about $5,064/year.

Median household income is $4,456/year higher in Torrance. Home values also differ significantly — the median in Plano is $440,600 compared to $1,036,600 in Torrance.

Texas has no state income tax, giving Plano residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Plano vs Torrance — common questions

Is Plano or Torrance cheaper to live in?
Based on our cost index, Plano is cheaper to live in with an index of 132 compared to 218 (US average = 100).
What is the rent difference between Plano and Torrance?
Median rent in Plano is $1,792/month and in Torrance it's $2,214/month — a difference of $422/month.
Which city has higher income, Plano or Torrance?
Median household income is $108,649 in Plano and $113,105 in Torrance. Median household income is $4,456/year higher in Torrance.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Plano or Torrance?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Torrance has a cost index of 218 with rent of $2,214/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View Torrance details →

More Comparisons

Other cost of living comparisons for Plano and Torrance

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