Cost of Living: Rancho Cucamonga, CA vs Allen, TX (2026)

Rancho Cucamonga

California
182
VS

Allen

Texas
137

Rancho Cucamonga is 33% more expensive than Allen.

$2,286/mo ↑ 22%
Median Rent
$1,877/mo ↓ 18%
$109,511/yr ↓ 15%
Median Income
$129,130/yr ↑ 18%
$694,400 ↑ 62%
Home Value
$429,900 ↓ 38%
$2,324/mo ↑ 12%
Owner Costs
$2,083/mo ↓ 10%
174,693
Population
107,684

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

25.0%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Rancho Cucamonga, CA and Allen, TX, the overall cost of living indices are 182 and 137 respectively (national median = 100). Rent is $409/month cheaper in Allen, saving renters about $4,908/year.

Median household income is $19,619/year higher in Allen. Home values also differ significantly — the median in Rancho Cucamonga is $694,400 compared to $429,900 in Allen.

Texas has no state income tax, giving Allen residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Rancho Cucamonga vs Allen — common questions

Is Rancho Cucamonga or Allen cheaper to live in?
Based on our cost index, Allen is cheaper to live in with an index of 137 compared to 182 (US average = 100).
What is the rent difference between Rancho Cucamonga and Allen?
Median rent in Rancho Cucamonga is $2,286/month and in Allen it's $1,877/month — a difference of $409/month.
Which city has higher income, Rancho Cucamonga or Allen?
Median household income is $109,511 in Rancho Cucamonga and $129,130 in Allen. Median household income is $19,619/year higher in Allen.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Rancho Cucamonga or Allen?
It depends on your priorities. Rancho Cucamonga has a cost index of 182 with median rent of $2,286/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Rancho Cucamonga details → View Allen details →

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