Cost of Living: Rochester, MN vs Allen, TX (2026)

Rochester

Minnesota
93
VS

Allen

Texas
137

Rochester is 32% cheaper than Allen.

$1,316/mo ↓ 30%
Median Rent
$1,877/mo ↑ 43%
$87,767/yr ↓ 32%
Median Income
$129,130/yr ↑ 47%
$287,500 ↓ 33%
Home Value
$429,900 ↑ 50%
$1,332/mo ↓ 36%
Owner Costs
$2,083/mo ↑ 56%
121,638
Population
107,684

Tax Comparison

9.85%
Income Tax
0%
6.875%
State Sales Tax
6.25%
1.11%
Property Tax
1.6%

Affordability

18.0%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Rochester, MN and Allen, TX, the overall cost of living indices are 93 and 137 respectively (national median = 100). Rent is $561/month cheaper in Rochester, saving renters about $6,732/year.

Median household income is $41,363/year higher in Allen. Home values also differ significantly — the median in Rochester is $287,500 compared to $429,900 in Allen.

Texas has no state income tax, giving Allen residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

Rochester vs Allen — common questions

Is Rochester or Allen cheaper to live in?
Based on our cost index, Rochester is cheaper to live in with an index of 93 compared to 137 (US average = 100).
What is the rent difference between Rochester and Allen?
Median rent in Rochester is $1,316/month and in Allen it's $1,877/month — a difference of $561/month.
Which city has higher income, Rochester or Allen?
Median household income is $87,767 in Rochester and $129,130 in Allen. Median household income is $41,363/year higher in Allen.
How do taxes compare between Minnesota and Texas?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Rochester or Allen?
It depends on your priorities. Rochester has a cost index of 93 with median rent of $1,316/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Rochester details → View Allen details →

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