Cost of Living: Sacramento, CA vs Irving, TX (2026)

Sacramento

California
132
VS

Irving

Texas
102

Sacramento is 29% more expensive than Irving.

$1,694/mo ↑ 12%
Median Rent
$1,517/mo ↓ 10%
$83,753/yr ↑ 5%
Median Income
$79,641/yr ↓ 5%
$484,600 ↑ 69%
Home Value
$287,300 ↓ 41%
$1,752/mo ↑ 15%
Owner Costs
$1,521/mo ↓ 13%
524,802
Population
255,036

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

24.3%
rent-to-income
Affordability
22.9%
rent-to-income

Detailed Comparison

When comparing Sacramento, CA and Irving, TX, the overall cost of living indices are 132 and 102 respectively (national median = 100). Rent is $177/month cheaper in Irving, saving renters about $2,124/year.

Median household income is $4,112/year higher in Sacramento. Home values also differ significantly — the median in Sacramento is $484,600 compared to $287,300 in Irving.

Texas has no state income tax, giving Irving residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Sacramento vs Irving — common questions

Is Sacramento or Irving cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 132 (US average = 100).
What is the rent difference between Sacramento and Irving?
Median rent in Sacramento is $1,694/month and in Irving it's $1,517/month — a difference of $177/month.
Which city has higher income, Sacramento or Irving?
Median household income is $83,753 in Sacramento and $79,641 in Irving. Median household income is $4,112/year higher in Sacramento.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Sacramento or Irving?
It depends on your priorities. Sacramento has a cost index of 132 with median rent of $1,694/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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