Cost of Living: San Antonio, TX vs Louisville, KY (2026)

San Antonio

Texas
82
VS

Louisville

Kentucky
74

San Antonio is 11% more expensive than Louisville.

$1,258/mo ↑ 18%
Median Rent
$1,069/mo ↓ 15%
$62,917/yr ↓ 3%
Median Income
$64,731/yr ↑ 3%
$219,700 ≈ Same
Home Value
$221,500 ≈ Same
$1,235/mo ↑ 10%
Owner Costs
$1,118/mo ↓ 9%
1,458,954
Population
627,210

Tax Comparison

0%
Income Tax
4.0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.83%

Affordability

24.0%
rent-to-income
Affordability
19.8%
rent-to-income

Detailed Comparison

When comparing San Antonio, TX and Louisville, KY, the overall cost of living indices are 82 and 74 respectively (national median = 100). Rent is $189/month cheaper in Louisville, saving renters about $2,268/year.

Median household income is $1,814/year higher in Louisville. Home values also differ significantly — the median in San Antonio is $219,700 compared to $221,500 in Louisville.

Texas has no state income tax, giving San Antonio residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

San Antonio vs Louisville — common questions

Is San Antonio or Louisville cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 82 (US average = 100).
What is the rent difference between San Antonio and Louisville?
Median rent in San Antonio is $1,258/month and in Louisville it's $1,069/month — a difference of $189/month.
Which city has higher income, San Antonio or Louisville?
Median household income is $62,917 in San Antonio and $64,731 in Louisville. Median household income is $1,814/year higher in Louisville.
How do taxes compare between Texas and Kentucky?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax.
Should I move to San Antonio or Louisville?
It depends on your priorities. San Antonio has a cost index of 82 with median rent of $1,258/mo, while Louisville has a cost index of 74 with rent of $1,069/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Antonio details → View Louisville details →

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