Cost of Living: San Francisco, CA vs Carrollton, TX (2026)

San Francisco

California
267
VS

Carrollton

Texas
116

San Francisco is 130% more expensive than Carrollton.

$2,419/mo ↑ 45%
Median Rent
$1,674/mo ↓ 31%
$141,446/yr ↑ 43%
Median Income
$99,115/yr ↓ 30%
$1,380,500 ↑ 290%
Home Value
$353,600 ↓ 74%
$2,620/mo ↑ 55%
Owner Costs
$1,689/mo ↓ 36%
836,321
Population
132,741

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

20.5%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing San Francisco, CA and Carrollton, TX, the overall cost of living indices are 267 and 116 respectively (national median = 100). Rent is $745/month cheaper in Carrollton, saving renters about $8,940/year.

Median household income is $42,331/year higher in San Francisco. Home values also differ significantly — the median in San Francisco is $1,380,500 compared to $353,600 in Carrollton.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

San Francisco vs Carrollton — common questions

Is San Francisco or Carrollton cheaper to live in?
Based on our cost index, Carrollton is cheaper to live in with an index of 116 compared to 267 (US average = 100).
What is the rent difference between San Francisco and Carrollton?
Median rent in San Francisco is $2,419/month and in Carrollton it's $1,674/month — a difference of $745/month.
Which city has higher income, San Francisco or Carrollton?
Median household income is $141,446 in San Francisco and $99,115 in Carrollton. Median household income is $42,331/year higher in San Francisco.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to San Francisco or Carrollton?
It depends on your priorities. San Francisco has a cost index of 267 with median rent of $2,419/mo, while Carrollton has a cost index of 116 with rent of $1,674/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Francisco details → View Carrollton details →

More Comparisons

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