Cost of Living: San Francisco, CA vs Denton, TX (2026)

San Francisco

California
267
VS

Denton

Texas
100

San Francisco is 167% more expensive than Denton.

$2,419/mo ↑ 80%
Median Rent
$1,344/mo ↓ 44%
$141,446/yr ↑ 92%
Median Income
$73,719/yr ↓ 48%
$1,380,500 ↑ 324%
Home Value
$325,700 ↓ 76%
$2,620/mo ↑ 79%
Owner Costs
$1,461/mo ↓ 44%
836,321
Population
146,987

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

20.5%
rent-to-income
Affordability
21.9%
rent-to-income

Detailed Comparison

When comparing San Francisco, CA and Denton, TX, the overall cost of living indices are 267 and 100 respectively (national median = 100). Rent is $1,075/month cheaper in Denton, saving renters about $12,900/year.

Median household income is $67,727/year higher in San Francisco. Home values also differ significantly — the median in San Francisco is $1,380,500 compared to $325,700 in Denton.

Texas has no state income tax, giving Denton residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

San Francisco vs Denton — common questions

Is San Francisco or Denton cheaper to live in?
Based on our cost index, Denton is cheaper to live in with an index of 100 compared to 267 (US average = 100).
What is the rent difference between San Francisco and Denton?
Median rent in San Francisco is $2,419/month and in Denton it's $1,344/month — a difference of $1,075/month.
Which city has higher income, San Francisco or Denton?
Median household income is $141,446 in San Francisco and $73,719 in Denton. Median household income is $67,727/year higher in San Francisco.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to San Francisco or Denton?
It depends on your priorities. San Francisco has a cost index of 267 with median rent of $2,419/mo, while Denton has a cost index of 100 with rent of $1,344/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Francisco details → View Denton details →

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