Cost of Living: San Francisco, CA vs Frisco, TX (2026)

San Francisco

California
267
VS

Frisco

Texas
162

San Francisco is 65% more expensive than Frisco.

$2,419/mo ↑ 27%
Median Rent
$1,902/mo ↓ 21%
$141,446/yr ↓ 3%
Median Income
$146,158/yr ↑ 3%
$1,380,500 ↑ 132%
Home Value
$595,400 ↓ 57%
$2,620/mo ↑ 10%
Owner Costs
$2,389/mo ↓ 9%
836,321
Population
210,238

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

20.5%
rent-to-income
Affordability
15.6%
rent-to-income

Detailed Comparison

When comparing San Francisco, CA and Frisco, TX, the overall cost of living indices are 267 and 162 respectively (national median = 100). Rent is $517/month cheaper in Frisco, saving renters about $6,204/year.

Median household income is $4,712/year higher in Frisco. Home values also differ significantly — the median in San Francisco is $1,380,500 compared to $595,400 in Frisco.

Texas has no state income tax, giving Frisco residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

San Francisco vs Frisco — common questions

Is San Francisco or Frisco cheaper to live in?
Based on our cost index, Frisco is cheaper to live in with an index of 162 compared to 267 (US average = 100).
What is the rent difference between San Francisco and Frisco?
Median rent in San Francisco is $2,419/month and in Frisco it's $1,902/month — a difference of $517/month.
Which city has higher income, San Francisco or Frisco?
Median household income is $141,446 in San Francisco and $146,158 in Frisco. Median household income is $4,712/year higher in Frisco.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to San Francisco or Frisco?
It depends on your priorities. San Francisco has a cost index of 267 with median rent of $2,419/mo, while Frisco has a cost index of 162 with rent of $1,902/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Francisco details → View Frisco details →

More Comparisons

Other cost of living comparisons for San Francisco and Frisco

San Francisco vs. Indianapolis San Francisco vs. Seattle San Francisco vs. Charlotte San Francisco vs. Denver San Francisco vs. Columbus San Francisco vs. Oklahoma City Frisco vs. Moreno Valley Frisco vs. Rochester Frisco vs. Fontana Frisco vs. Fayetteville Frisco vs. Des Moines Frisco vs. Yonkers