Cost of Living: San Francisco, CA vs Killeen, TX (2026)

San Francisco

California
267
VS

Killeen

Texas
75

San Francisco is 256% more expensive than Killeen.

$2,419/mo ↑ 111%
Median Rent
$1,147/mo ↓ 53%
$141,446/yr ↑ 142%
Median Income
$58,339/yr ↓ 59%
$1,380,500 ↑ 604%
Home Value
$196,000 ↓ 86%
$2,620/mo ↑ 123%
Owner Costs
$1,176/mo ↓ 55%
836,321
Population
156,144

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

20.5%
rent-to-income
Affordability
23.6%
rent-to-income

Detailed Comparison

When comparing San Francisco, CA and Killeen, TX, the overall cost of living indices are 267 and 75 respectively (national median = 100). Rent is $1,272/month cheaper in Killeen, saving renters about $15,264/year.

Median household income is $83,107/year higher in San Francisco. Home values also differ significantly — the median in San Francisco is $1,380,500 compared to $196,000 in Killeen.

Texas has no state income tax, giving Killeen residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

San Francisco vs Killeen — common questions

Is San Francisco or Killeen cheaper to live in?
Based on our cost index, Killeen is cheaper to live in with an index of 75 compared to 267 (US average = 100).
What is the rent difference between San Francisco and Killeen?
Median rent in San Francisco is $2,419/month and in Killeen it's $1,147/month — a difference of $1,272/month.
Which city has higher income, San Francisco or Killeen?
Median household income is $141,446 in San Francisco and $58,339 in Killeen. Median household income is $83,107/year higher in San Francisco.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to San Francisco or Killeen?
It depends on your priorities. San Francisco has a cost index of 267 with median rent of $2,419/mo, while Killeen has a cost index of 75 with rent of $1,147/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Francisco details → View Killeen details →

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