Cost of Living: San Francisco, CA vs Moreno Valley, CA (2026)

San Francisco

California
267
VS

Moreno Valley

California
144

San Francisco is 85% more expensive than Moreno Valley.

$2,419/mo ↑ 19%
Median Rent
$2,036/mo ↓ 16%
$141,446/yr ↑ 62%
Median Income
$87,477/yr ↓ 38%
$1,380,500 ↑ 199%
Home Value
$461,400 ↓ 67%
$2,620/mo ↑ 32%
Owner Costs
$1,980/mo ↓ 24%
836,321
Population
210,378

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

20.5%
rent-to-income
Affordability
27.9%
rent-to-income

Detailed Comparison

When comparing San Francisco, CA and Moreno Valley, CA, the overall cost of living indices are 267 and 144 respectively (national median = 100). Rent is $383/month cheaper in Moreno Valley, saving renters about $4,596/year.

Median household income is $53,969/year higher in San Francisco. Home values also differ significantly — the median in San Francisco is $1,380,500 compared to $461,400 in Moreno Valley.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

San Francisco vs Moreno Valley — common questions

Is San Francisco or Moreno Valley cheaper to live in?
Based on our cost index, Moreno Valley is cheaper to live in with an index of 144 compared to 267 (US average = 100).
What is the rent difference between San Francisco and Moreno Valley?
Median rent in San Francisco is $2,419/month and in Moreno Valley it's $2,036/month — a difference of $383/month.
Which city has higher income, San Francisco or Moreno Valley?
Median household income is $141,446 in San Francisco and $87,477 in Moreno Valley. Median household income is $53,969/year higher in San Francisco.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to San Francisco or Moreno Valley?
It depends on your priorities. San Francisco has a cost index of 267 with median rent of $2,419/mo, while Moreno Valley has a cost index of 144 with rent of $2,036/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Francisco details → View Moreno Valley details →

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