Cost of Living: San Francisco, CA vs Orlando, FL (2026)

San Francisco

California
267
VS

Orlando

Florida
115

San Francisco is 132% more expensive than Orlando.

$2,419/mo ↑ 47%
Median Rent
$1,650/mo ↓ 32%
$141,446/yr ↑ 104%
Median Income
$69,268/yr ↓ 51%
$1,380,500 ↑ 285%
Home Value
$359,000 ↓ 74%
$2,620/mo ↑ 62%
Owner Costs
$1,621/mo ↓ 38%
836,321
Population
311,732

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.0%
0.71%
Property Tax
0.86%

Affordability

20.5%
rent-to-income
Affordability
28.6%
rent-to-income

Detailed Comparison

When comparing San Francisco, CA and Orlando, FL, the overall cost of living indices are 267 and 115 respectively (national median = 100). Rent is $769/month cheaper in Orlando, saving renters about $9,228/year.

Median household income is $72,178/year higher in San Francisco. Home values also differ significantly — the median in San Francisco is $1,380,500 compared to $359,000 in Orlando.

Florida has no state income tax, giving Orlando residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

San Francisco vs Orlando — common questions

Is San Francisco or Orlando cheaper to live in?
Based on our cost index, Orlando is cheaper to live in with an index of 115 compared to 267 (US average = 100).
What is the rent difference between San Francisco and Orlando?
Median rent in San Francisco is $2,419/month and in Orlando it's $1,650/month — a difference of $769/month.
Which city has higher income, San Francisco or Orlando?
Median household income is $141,446 in San Francisco and $69,268 in Orlando. Median household income is $72,178/year higher in San Francisco.
How do taxes compare between California and Florida?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to San Francisco or Orlando?
It depends on your priorities. San Francisco has a cost index of 267 with median rent of $2,419/mo, while Orlando has a cost index of 115 with rent of $1,650/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Francisco details → View Orlando details →

More Comparisons

Other cost of living comparisons for San Francisco and Orlando

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