Cost of Living: San Francisco, CA vs Pearland, TX (2026)

San Francisco

California
267
VS

Pearland

Texas
121

San Francisco is 121% more expensive than Pearland.

$2,419/mo ↑ 38%
Median Rent
$1,759/mo ↓ 27%
$141,446/yr ↑ 26%
Median Income
$112,470/yr ↓ 20%
$1,380,500 ↑ 317%
Home Value
$330,900 ↓ 76%
$2,620/mo ↑ 34%
Owner Costs
$1,962/mo ↓ 25%
836,321
Population
125,983

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

20.5%
rent-to-income
Affordability
18.8%
rent-to-income

Detailed Comparison

When comparing San Francisco, CA and Pearland, TX, the overall cost of living indices are 267 and 121 respectively (national median = 100). Rent is $660/month cheaper in Pearland, saving renters about $7,920/year.

Median household income is $28,976/year higher in San Francisco. Home values also differ significantly — the median in San Francisco is $1,380,500 compared to $330,900 in Pearland.

Texas has no state income tax, giving Pearland residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

San Francisco vs Pearland — common questions

Is San Francisco or Pearland cheaper to live in?
Based on our cost index, Pearland is cheaper to live in with an index of 121 compared to 267 (US average = 100).
What is the rent difference between San Francisco and Pearland?
Median rent in San Francisco is $2,419/month and in Pearland it's $1,759/month — a difference of $660/month.
Which city has higher income, San Francisco or Pearland?
Median household income is $141,446 in San Francisco and $112,470 in Pearland. Median household income is $28,976/year higher in San Francisco.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to San Francisco or Pearland?
It depends on your priorities. San Francisco has a cost index of 267 with median rent of $2,419/mo, while Pearland has a cost index of 121 with rent of $1,759/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Francisco details → View Pearland details →

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