Cost of Living: San Francisco, CA vs Rancho Cucamonga, CA (2026)

San Francisco

California
267
VS

Rancho Cucamonga

California
182

San Francisco is 47% more expensive than Rancho Cucamonga.

$2,419/mo ↑ 6%
Median Rent
$2,286/mo ↓ 5%
$141,446/yr ↑ 29%
Median Income
$109,511/yr ↓ 23%
$1,380,500 ↑ 99%
Home Value
$694,400 ↓ 50%
$2,620/mo ↑ 13%
Owner Costs
$2,324/mo ↓ 11%
836,321
Population
174,693

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

20.5%
rent-to-income
Affordability
25.0%
rent-to-income

Detailed Comparison

When comparing San Francisco, CA and Rancho Cucamonga, CA, the overall cost of living indices are 267 and 182 respectively (national median = 100). Rent is $133/month cheaper in Rancho Cucamonga, saving renters about $1,596/year.

Median household income is $31,935/year higher in San Francisco. Home values also differ significantly — the median in San Francisco is $1,380,500 compared to $694,400 in Rancho Cucamonga.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

San Francisco vs Rancho Cucamonga — common questions

Is San Francisco or Rancho Cucamonga cheaper to live in?
Based on our cost index, Rancho Cucamonga is cheaper to live in with an index of 182 compared to 267 (US average = 100).
What is the rent difference between San Francisco and Rancho Cucamonga?
Median rent in San Francisco is $2,419/month and in Rancho Cucamonga it's $2,286/month — a difference of $133/month.
Which city has higher income, San Francisco or Rancho Cucamonga?
Median household income is $141,446 in San Francisco and $109,511 in Rancho Cucamonga. Median household income is $31,935/year higher in San Francisco.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to San Francisco or Rancho Cucamonga?
It depends on your priorities. San Francisco has a cost index of 267 with median rent of $2,419/mo, while Rancho Cucamonga has a cost index of 182 with rent of $2,286/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Francisco details → View Rancho Cucamonga details →

More Comparisons

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