Cost of Living: San Francisco, CA vs Roseville, CA (2026)

San Francisco

California
267
VS

Roseville

California
168

San Francisco is 99% more expensive than Roseville.

$2,419/mo ↑ 15%
Median Rent
$2,099/mo ↓ 13%
$141,446/yr ↑ 21%
Median Income
$117,354/yr ↓ 17%
$1,380,500 ↑ 119%
Home Value
$630,600 ↓ 54%
$2,620/mo ↑ 18%
Owner Costs
$2,226/mo ↓ 15%
836,321
Population
152,438

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

20.5%
rent-to-income
Affordability
21.5%
rent-to-income

Detailed Comparison

When comparing San Francisco, CA and Roseville, CA, the overall cost of living indices are 267 and 168 respectively (national median = 100). Rent is $320/month cheaper in Roseville, saving renters about $3,840/year.

Median household income is $24,092/year higher in San Francisco. Home values also differ significantly — the median in San Francisco is $1,380,500 compared to $630,600 in Roseville.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

San Francisco vs Roseville — common questions

Is San Francisco or Roseville cheaper to live in?
Based on our cost index, Roseville is cheaper to live in with an index of 168 compared to 267 (US average = 100).
What is the rent difference between San Francisco and Roseville?
Median rent in San Francisco is $2,419/month and in Roseville it's $2,099/month — a difference of $320/month.
Which city has higher income, San Francisco or Roseville?
Median household income is $141,446 in San Francisco and $117,354 in Roseville. Median household income is $24,092/year higher in San Francisco.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to San Francisco or Roseville?
It depends on your priorities. San Francisco has a cost index of 267 with median rent of $2,419/mo, while Roseville has a cost index of 168 with rent of $2,099/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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