Cost of Living: San Francisco, CA vs Round Rock, TX (2026)

San Francisco

California
267
VS

Round Rock

Texas
122

San Francisco is 119% more expensive than Round Rock.

$2,419/mo ↑ 41%
Median Rent
$1,713/mo ↓ 29%
$141,446/yr ↑ 46%
Median Income
$97,187/yr ↓ 31%
$1,380,500 ↑ 260%
Home Value
$383,700 ↓ 72%
$2,620/mo ↑ 47%
Owner Costs
$1,781/mo ↓ 32%
836,321
Population
124,288

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

20.5%
rent-to-income
Affordability
21.2%
rent-to-income

Detailed Comparison

When comparing San Francisco, CA and Round Rock, TX, the overall cost of living indices are 267 and 122 respectively (national median = 100). Rent is $706/month cheaper in Round Rock, saving renters about $8,472/year.

Median household income is $44,259/year higher in San Francisco. Home values also differ significantly — the median in San Francisco is $1,380,500 compared to $383,700 in Round Rock.

Texas has no state income tax, giving Round Rock residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

San Francisco vs Round Rock — common questions

Is San Francisco or Round Rock cheaper to live in?
Based on our cost index, Round Rock is cheaper to live in with an index of 122 compared to 267 (US average = 100).
What is the rent difference between San Francisco and Round Rock?
Median rent in San Francisco is $2,419/month and in Round Rock it's $1,713/month — a difference of $706/month.
Which city has higher income, San Francisco or Round Rock?
Median household income is $141,446 in San Francisco and $97,187 in Round Rock. Median household income is $44,259/year higher in San Francisco.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to San Francisco or Round Rock?
It depends on your priorities. San Francisco has a cost index of 267 with median rent of $2,419/mo, while Round Rock has a cost index of 122 with rent of $1,713/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Francisco details → View Round Rock details →

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