Cost of Living: San Francisco, CA vs Temecula, CA (2026)

San Francisco

California
267
VS

Temecula

California
179

San Francisco is 49% more expensive than Temecula.

$2,419/mo ↑ 5%
Median Rent
$2,297/mo ↓ 5%
$141,446/yr ↑ 20%
Median Income
$117,840/yr ↓ 17%
$1,380,500 ↑ 116%
Home Value
$640,400 ↓ 54%
$2,620/mo ↑ 8%
Owner Costs
$2,435/mo ↓ 7%
836,321
Population
110,404

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

20.5%
rent-to-income
Affordability
23.4%
rent-to-income

Detailed Comparison

When comparing San Francisco, CA and Temecula, CA, the overall cost of living indices are 267 and 179 respectively (national median = 100). Rent is $122/month cheaper in Temecula, saving renters about $1,464/year.

Median household income is $23,606/year higher in San Francisco. Home values also differ significantly — the median in San Francisco is $1,380,500 compared to $640,400 in Temecula.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

San Francisco vs Temecula — common questions

Is San Francisco or Temecula cheaper to live in?
Based on our cost index, Temecula is cheaper to live in with an index of 179 compared to 267 (US average = 100).
What is the rent difference between San Francisco and Temecula?
Median rent in San Francisco is $2,419/month and in Temecula it's $2,297/month — a difference of $122/month.
Which city has higher income, San Francisco or Temecula?
Median household income is $141,446 in San Francisco and $117,840 in Temecula. Median household income is $23,606/year higher in San Francisco.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to San Francisco or Temecula?
It depends on your priorities. San Francisco has a cost index of 267 with median rent of $2,419/mo, while Temecula has a cost index of 179 with rent of $2,297/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Francisco details → View Temecula details →

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