Cost of Living: San Francisco, CA vs Toledo, OH (2026)

San Francisco

California
267
VS

Toledo

Ohio
52

San Francisco is 413% more expensive than Toledo.

$2,419/mo ↑ 175%
Median Rent
$880/mo ↓ 64%
$141,446/yr ↑ 198%
Median Income
$47,532/yr ↓ 66%
$1,380,500 ↑ 1190%
Home Value
$107,000 ↓ 92%
$2,620/mo ↑ 206%
Owner Costs
$856/mo ↓ 67%
836,321
Population
268,461

Tax Comparison

13.3%
Income Tax
3.5%
7.25%
State Sales Tax
5.75%
0.71%
Property Tax
1.53%

Affordability

20.5%
rent-to-income
Affordability
22.2%
rent-to-income

Detailed Comparison

When comparing San Francisco, CA and Toledo, OH, the overall cost of living indices are 267 and 52 respectively (national median = 100). Rent is $1,539/month cheaper in Toledo, saving renters about $18,468/year.

Median household income is $93,914/year higher in San Francisco. Home values also differ significantly — the median in San Francisco is $1,380,500 compared to $107,000 in Toledo.

Ohio has a lower income tax rate, making Toledo slightly more tax-friendly.

Frequently Asked Questions

San Francisco vs Toledo — common questions

Is San Francisco or Toledo cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 267 (US average = 100).
What is the rent difference between San Francisco and Toledo?
Median rent in San Francisco is $2,419/month and in Toledo it's $880/month — a difference of $1,539/month.
Which city has higher income, San Francisco or Toledo?
Median household income is $141,446 in San Francisco and $47,532 in Toledo. Median household income is $93,914/year higher in San Francisco.
How do taxes compare between California and Ohio?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax.
Should I move to San Francisco or Toledo?
It depends on your priorities. San Francisco has a cost index of 267 with median rent of $2,419/mo, while Toledo has a cost index of 52 with rent of $880/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Francisco details → View Toledo details →

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