Cost of Living: San Francisco, CA vs Tyler, TX (2026)

San Francisco

California
267
VS

Tyler

Texas
79

San Francisco is 238% more expensive than Tyler.

$2,419/mo ↑ 102%
Median Rent
$1,199/mo ↓ 50%
$141,446/yr ↑ 116%
Median Income
$65,527/yr ↓ 54%
$1,380,500 ↑ 538%
Home Value
$216,400 ↓ 84%
$2,620/mo ↑ 124%
Owner Costs
$1,170/mo ↓ 55%
836,321
Population
107,718

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

20.5%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing San Francisco, CA and Tyler, TX, the overall cost of living indices are 267 and 79 respectively (national median = 100). Rent is $1,220/month cheaper in Tyler, saving renters about $14,640/year.

Median household income is $75,919/year higher in San Francisco. Home values also differ significantly — the median in San Francisco is $1,380,500 compared to $216,400 in Tyler.

Texas has no state income tax, giving Tyler residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

San Francisco vs Tyler — common questions

Is San Francisco or Tyler cheaper to live in?
Based on our cost index, Tyler is cheaper to live in with an index of 79 compared to 267 (US average = 100).
What is the rent difference between San Francisco and Tyler?
Median rent in San Francisco is $2,419/month and in Tyler it's $1,199/month — a difference of $1,220/month.
Which city has higher income, San Francisco or Tyler?
Median household income is $141,446 in San Francisco and $65,527 in Tyler. Median household income is $75,919/year higher in San Francisco.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to San Francisco or Tyler?
It depends on your priorities. San Francisco has a cost index of 267 with median rent of $2,419/mo, while Tyler has a cost index of 79 with rent of $1,199/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Francisco details → View Tyler details →

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