Cost of Living: Springfield, MA vs Allen, TX (2026)

Springfield

Massachusetts
79
VS

Allen

Texas
137

Springfield is 42% cheaper than Allen.

$1,114/mo ↓ 41%
Median Rent
$1,877/mo ↑ 68%
$51,339/yr ↓ 60%
Median Income
$129,130/yr ↑ 152%
$222,700 ↓ 48%
Home Value
$429,900 ↑ 93%
$1,276/mo ↓ 39%
Owner Costs
$2,083/mo ↑ 63%
154,751
Population
107,684

Tax Comparison

9.0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.15%
Property Tax
1.6%

Affordability

26.0%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Springfield, MA and Allen, TX, the overall cost of living indices are 79 and 137 respectively (national median = 100). Rent is $763/month cheaper in Springfield, saving renters about $9,156/year.

Median household income is $77,791/year higher in Allen. Home values also differ significantly — the median in Springfield is $222,700 compared to $429,900 in Allen.

Texas has no state income tax, giving Allen residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Springfield vs Allen — common questions

Is Springfield or Allen cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 79 compared to 137 (US average = 100).
What is the rent difference between Springfield and Allen?
Median rent in Springfield is $1,114/month and in Allen it's $1,877/month — a difference of $763/month.
Which city has higher income, Springfield or Allen?
Median household income is $51,339 in Springfield and $129,130 in Allen. Median household income is $77,791/year higher in Allen.
How do taxes compare between Massachusetts and Texas?
Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Springfield or Allen?
It depends on your priorities. Springfield has a cost index of 79 with median rent of $1,114/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Springfield details → View Allen details →

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