Cost of Living: St. Louis, MO vs Cape Coral, FL (2026)

St. Louis

Missouri
66
VS

Cape Coral

Florida
114

St. Louis is 42% cheaper than Cape Coral.

$978/mo ↓ 44%
Median Rent
$1,751/mo ↑ 79%
$55,279/yr ↓ 27%
Median Income
$76,062/yr ↑ 38%
$185,100 ↓ 45%
Home Value
$339,200 ↑ 83%
$1,013/mo ↓ 33%
Owner Costs
$1,523/mo ↑ 50%
293,109
Population
206,387

Tax Comparison

4.95%
Income Tax
0%
4.225%
State Sales Tax
6.0%
0.93%
Property Tax
0.86%

Affordability

21.2%
rent-to-income
Affordability
27.6%
rent-to-income

Detailed Comparison

When comparing St. Louis, MO and Cape Coral, FL, the overall cost of living indices are 66 and 114 respectively (national median = 100). Rent is $773/month cheaper in St. Louis, saving renters about $9,276/year.

Median household income is $20,783/year higher in Cape Coral. Home values also differ significantly — the median in St. Louis is $185,100 compared to $339,200 in Cape Coral.

Florida has no state income tax, giving Cape Coral residents a significant tax advantage over Missouri's 4.95% rate.

Frequently Asked Questions

St. Louis vs Cape Coral — common questions

Is St. Louis or Cape Coral cheaper to live in?
Based on our cost index, St. Louis is cheaper to live in with an index of 66 compared to 114 (US average = 100).
What is the rent difference between St. Louis and Cape Coral?
Median rent in St. Louis is $978/month and in Cape Coral it's $1,751/month — a difference of $773/month.
Which city has higher income, St. Louis or Cape Coral?
Median household income is $55,279 in St. Louis and $76,062 in Cape Coral. Median household income is $20,783/year higher in Cape Coral.
How do taxes compare between Missouri and Florida?
Missouri has 4.95% income tax, 4.225% sales tax, and 0.93% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to St. Louis or Cape Coral?
It depends on your priorities. St. Louis has a cost index of 66 with median rent of $978/mo, while Cape Coral has a cost index of 114 with rent of $1,751/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Louis details → View Cape Coral details →

More Comparisons

Other cost of living comparisons for St. Louis and Cape Coral

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