Cost of Living: St. Louis, MO vs McKinney, TX (2026)

St. Louis

Missouri
66
VS

McKinney

Texas
138

St. Louis is 52% cheaper than McKinney.

$978/mo ↓ 47%
Median Rent
$1,841/mo ↑ 88%
$55,279/yr ↓ 54%
Median Income
$120,273/yr ↑ 118%
$185,100 ↓ 58%
Home Value
$439,500 ↑ 137%
$1,013/mo ↓ 52%
Owner Costs
$2,101/mo ↑ 107%
293,109
Population
202,314

Tax Comparison

4.95%
Income Tax
0%
4.225%
State Sales Tax
6.25%
0.93%
Property Tax
1.6%

Affordability

21.2%
rent-to-income
Affordability
18.4%
rent-to-income

Detailed Comparison

When comparing St. Louis, MO and McKinney, TX, the overall cost of living indices are 66 and 138 respectively (national median = 100). Rent is $863/month cheaper in St. Louis, saving renters about $10,356/year.

Median household income is $64,994/year higher in McKinney. Home values also differ significantly — the median in St. Louis is $185,100 compared to $439,500 in McKinney.

Texas has no state income tax, giving McKinney residents a significant tax advantage over Missouri's 4.95% rate.

Frequently Asked Questions

St. Louis vs McKinney — common questions

Is St. Louis or McKinney cheaper to live in?
Based on our cost index, St. Louis is cheaper to live in with an index of 66 compared to 138 (US average = 100).
What is the rent difference between St. Louis and McKinney?
Median rent in St. Louis is $978/month and in McKinney it's $1,841/month — a difference of $863/month.
Which city has higher income, St. Louis or McKinney?
Median household income is $55,279 in St. Louis and $120,273 in McKinney. Median household income is $64,994/year higher in McKinney.
How do taxes compare between Missouri and Texas?
Missouri has 4.95% income tax, 4.225% sales tax, and 0.93% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to St. Louis or McKinney?
It depends on your priorities. St. Louis has a cost index of 66 with median rent of $978/mo, while McKinney has a cost index of 138 with rent of $1,841/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Louis details → View McKinney details →

More Comparisons

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