Cost of Living: St. Louis, MO vs Miami Gardens, FL (2026)

St. Louis

Missouri
66
VS

Miami Gardens

Florida
115

St. Louis is 43% cheaper than Miami Gardens.

$978/mo ↓ 43%
Median Rent
$1,709/mo ↑ 75%
$55,279/yr ↓ 9%
Median Income
$60,979/yr ↑ 10%
$185,100 ↓ 45%
Home Value
$337,200 ↑ 82%
$1,013/mo ↓ 38%
Owner Costs
$1,640/mo ↑ 62%
293,109
Population
111,264

Tax Comparison

4.95%
Income Tax
0%
4.225%
State Sales Tax
6.0%
0.93%
Property Tax
0.86%

Affordability

21.2%
rent-to-income
Affordability
33.6%
rent-to-income

Detailed Comparison

When comparing St. Louis, MO and Miami Gardens, FL, the overall cost of living indices are 66 and 115 respectively (national median = 100). Rent is $731/month cheaper in St. Louis, saving renters about $8,772/year.

Median household income is $5,700/year higher in Miami Gardens. Home values also differ significantly — the median in St. Louis is $185,100 compared to $337,200 in Miami Gardens.

Florida has no state income tax, giving Miami Gardens residents a significant tax advantage over Missouri's 4.95% rate.

Frequently Asked Questions

St. Louis vs Miami Gardens — common questions

Is St. Louis or Miami Gardens cheaper to live in?
Based on our cost index, St. Louis is cheaper to live in with an index of 66 compared to 115 (US average = 100).
What is the rent difference between St. Louis and Miami Gardens?
Median rent in St. Louis is $978/month and in Miami Gardens it's $1,709/month — a difference of $731/month.
Which city has higher income, St. Louis or Miami Gardens?
Median household income is $55,279 in St. Louis and $60,979 in Miami Gardens. Median household income is $5,700/year higher in Miami Gardens.
How do taxes compare between Missouri and Florida?
Missouri has 4.95% income tax, 4.225% sales tax, and 0.93% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to St. Louis or Miami Gardens?
It depends on your priorities. St. Louis has a cost index of 66 with median rent of $978/mo, while Miami Gardens has a cost index of 115 with rent of $1,709/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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More Comparisons

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