Cost of Living: St. Louis, MO vs Spring Hill, FL (2026)

St. Louis

Missouri
66
VS

Spring Hill

Florida
85

St. Louis is 22% cheaper than Spring Hill.

$978/mo ↓ 25%
Median Rent
$1,301/mo ↑ 33%
$55,279/yr ↓ 17%
Median Income
$66,557/yr ↑ 20%
$185,100 ↓ 25%
Home Value
$248,400 ↑ 34%
$1,013/mo ↓ 12%
Owner Costs
$1,153/mo ↑ 14%
293,109
Population
118,814

Tax Comparison

4.95%
Income Tax
0%
4.225%
State Sales Tax
6.0%
0.93%
Property Tax
0.86%

Affordability

21.2%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing St. Louis, MO and Spring Hill, FL, the overall cost of living indices are 66 and 85 respectively (national median = 100). Rent is $323/month cheaper in St. Louis, saving renters about $3,876/year.

Median household income is $11,278/year higher in Spring Hill. Home values also differ significantly — the median in St. Louis is $185,100 compared to $248,400 in Spring Hill.

Florida has no state income tax, giving Spring Hill residents a significant tax advantage over Missouri's 4.95% rate.

Frequently Asked Questions

St. Louis vs Spring Hill — common questions

Is St. Louis or Spring Hill cheaper to live in?
Based on our cost index, St. Louis is cheaper to live in with an index of 66 compared to 85 (US average = 100).
What is the rent difference between St. Louis and Spring Hill?
Median rent in St. Louis is $978/month and in Spring Hill it's $1,301/month — a difference of $323/month.
Which city has higher income, St. Louis or Spring Hill?
Median household income is $55,279 in St. Louis and $66,557 in Spring Hill. Median household income is $11,278/year higher in Spring Hill.
How do taxes compare between Missouri and Florida?
Missouri has 4.95% income tax, 4.225% sales tax, and 0.93% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to St. Louis or Spring Hill?
It depends on your priorities. St. Louis has a cost index of 66 with median rent of $978/mo, while Spring Hill has a cost index of 85 with rent of $1,301/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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More Comparisons

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