Cost of Living: St. Louis, MO vs Waterbury, CT (2026)

St. Louis

Missouri
66
VS

Waterbury

Connecticut
76

St. Louis is 13% cheaper than Waterbury.

$978/mo ↓ 17%
Median Rent
$1,180/mo ↑ 21%
$55,279/yr ↑ 7%
Median Income
$51,642/yr ↓ 7%
$185,100 ≈ Same
Home Value
$185,400 ≈ Same
$1,013/mo ↓ 20%
Owner Costs
$1,273/mo ↑ 26%
293,109
Population
114,356

Tax Comparison

4.95%
Income Tax
6.99%
4.225%
State Sales Tax
6.35%
0.93%
Property Tax
2.15%

Affordability

21.2%
rent-to-income
Affordability
27.4%
rent-to-income

Detailed Comparison

When comparing St. Louis, MO and Waterbury, CT, the overall cost of living indices are 66 and 76 respectively (national median = 100). Rent is $202/month cheaper in St. Louis, saving renters about $2,424/year.

Median household income is $3,637/year higher in St. Louis. Home values also differ significantly — the median in St. Louis is $185,100 compared to $185,400 in Waterbury.

Missouri has a lower income tax rate, making St. Louis slightly more tax-friendly.

Frequently Asked Questions

St. Louis vs Waterbury — common questions

Is St. Louis or Waterbury cheaper to live in?
Based on our cost index, St. Louis is cheaper to live in with an index of 66 compared to 76 (US average = 100).
What is the rent difference between St. Louis and Waterbury?
Median rent in St. Louis is $978/month and in Waterbury it's $1,180/month — a difference of $202/month.
Which city has higher income, St. Louis or Waterbury?
Median household income is $55,279 in St. Louis and $51,642 in Waterbury. Median household income is $3,637/year higher in St. Louis.
How do taxes compare between Missouri and Connecticut?
Missouri has 4.95% income tax, 4.225% sales tax, and 0.93% property tax. Connecticut has 6.99% income tax, 6.35% sales tax, and 2.15% property tax.
Should I move to St. Louis or Waterbury?
It depends on your priorities. St. Louis has a cost index of 66 with median rent of $978/mo, while Waterbury has a cost index of 76 with rent of $1,180/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Louis details → View Waterbury details →

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