Cost of Living: St. Paul, MN vs Allen, TX (2026)

St. Paul

Minnesota
91
VS

Allen

Texas
137

St. Paul is 34% cheaper than Allen.

$1,248/mo ↓ 34%
Median Rent
$1,877/mo ↑ 50%
$73,055/yr ↓ 43%
Median Income
$129,130/yr ↑ 77%
$280,300 ↓ 35%
Home Value
$429,900 ↑ 53%
$1,390/mo ↓ 33%
Owner Costs
$2,083/mo ↑ 50%
307,762
Population
107,684

Tax Comparison

9.85%
Income Tax
0%
6.875%
State Sales Tax
6.25%
1.11%
Property Tax
1.6%

Affordability

20.5%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing St. Paul, MN and Allen, TX, the overall cost of living indices are 91 and 137 respectively (national median = 100). Rent is $629/month cheaper in St. Paul, saving renters about $7,548/year.

Median household income is $56,075/year higher in Allen. Home values also differ significantly — the median in St. Paul is $280,300 compared to $429,900 in Allen.

Texas has no state income tax, giving Allen residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

St. Paul vs Allen — common questions

Is St. Paul or Allen cheaper to live in?
Based on our cost index, St. Paul is cheaper to live in with an index of 91 compared to 137 (US average = 100).
What is the rent difference between St. Paul and Allen?
Median rent in St. Paul is $1,248/month and in Allen it's $1,877/month — a difference of $629/month.
Which city has higher income, St. Paul or Allen?
Median household income is $73,055 in St. Paul and $129,130 in Allen. Median household income is $56,075/year higher in Allen.
How do taxes compare between Minnesota and Texas?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to St. Paul or Allen?
It depends on your priorities. St. Paul has a cost index of 91 with median rent of $1,248/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Paul details → View Allen details →

More Comparisons

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