Cost of Living: St. Petersburg, FL vs Ann Arbor, MI (2026)

St. Petersburg

Florida
106
VS

Ann Arbor

Michigan
121

St. Petersburg is 12% cheaper than Ann Arbor.

$1,542/mo ≈ Same
Median Rent
$1,552/mo ≈ Same
$73,118/yr ↓ 10%
Median Income
$81,089/yr ↑ 11%
$331,500 ↓ 24%
Home Value
$435,100 ↑ 31%
$1,435/mo ↓ 12%
Owner Costs
$1,638/mo ↑ 14%
260,646
Population
121,179

Tax Comparison

0%
Income Tax
4.25%
6.0%
State Sales Tax
6.0%
0.86%
Property Tax
1.38%

Affordability

25.3%
rent-to-income
Affordability
23.0%
rent-to-income

Detailed Comparison

When comparing St. Petersburg, FL and Ann Arbor, MI, the overall cost of living indices are 106 and 121 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $7,971/year higher in Ann Arbor. Home values also differ significantly — the median in St. Petersburg is $331,500 compared to $435,100 in Ann Arbor.

Florida has no state income tax, giving St. Petersburg residents a significant tax advantage over Michigan's 4.25% rate.

Frequently Asked Questions

St. Petersburg vs Ann Arbor — common questions

Is St. Petersburg or Ann Arbor cheaper to live in?
Based on our cost index, St. Petersburg is cheaper to live in with an index of 106 compared to 121 (US average = 100).
What is the rent difference between St. Petersburg and Ann Arbor?
Median rent in St. Petersburg is $1,542/month and in Ann Arbor it's $1,552/month — a difference of $10/month.
Which city has higher income, St. Petersburg or Ann Arbor?
Median household income is $73,118 in St. Petersburg and $81,089 in Ann Arbor. Median household income is $7,971/year higher in Ann Arbor.
How do taxes compare between Florida and Michigan?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Michigan has 4.25% income tax, 6.0% sales tax, and 1.38% property tax.
Should I move to St. Petersburg or Ann Arbor?
It depends on your priorities. St. Petersburg has a cost index of 106 with median rent of $1,542/mo, while Ann Arbor has a cost index of 121 with rent of $1,552/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Petersburg details → View Ann Arbor details →

More Comparisons

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