Cost of Living: St. Petersburg, FL vs Fargo, ND (2026)

St. Petersburg

Florida
106
VS

Fargo

North Dakota
73

St. Petersburg is 45% more expensive than Fargo.

$1,542/mo ↑ 68%
Median Rent
$916/mo ↓ 41%
$73,118/yr ↑ 11%
Median Income
$66,029/yr ↓ 10%
$331,500 ↑ 23%
Home Value
$269,800 ↓ 19%
$1,435/mo ↑ 44%
Owner Costs
$997/mo ↓ 31%
260,646
Population
129,064

Tax Comparison

0%
Income Tax
2.5%
6.0%
State Sales Tax
5.0%
0.86%
Property Tax
0.98%

Affordability

25.3%
rent-to-income
Affordability
16.6%
rent-to-income

Detailed Comparison

When comparing St. Petersburg, FL and Fargo, ND, the overall cost of living indices are 106 and 73 respectively (national median = 100). Rent is $626/month cheaper in Fargo, saving renters about $7,512/year.

Median household income is $7,089/year higher in St. Petersburg. Home values also differ significantly — the median in St. Petersburg is $331,500 compared to $269,800 in Fargo.

Florida has no state income tax, giving St. Petersburg residents a significant tax advantage over North Dakota's 2.5% rate.

Frequently Asked Questions

St. Petersburg vs Fargo — common questions

Is St. Petersburg or Fargo cheaper to live in?
Based on our cost index, Fargo is cheaper to live in with an index of 73 compared to 106 (US average = 100).
What is the rent difference between St. Petersburg and Fargo?
Median rent in St. Petersburg is $1,542/month and in Fargo it's $916/month — a difference of $626/month.
Which city has higher income, St. Petersburg or Fargo?
Median household income is $73,118 in St. Petersburg and $66,029 in Fargo. Median household income is $7,089/year higher in St. Petersburg.
How do taxes compare between Florida and North Dakota?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. North Dakota has 2.5% income tax, 5.0% sales tax, and 0.98% property tax.
Should I move to St. Petersburg or Fargo?
It depends on your priorities. St. Petersburg has a cost index of 106 with median rent of $1,542/mo, while Fargo has a cost index of 73 with rent of $916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Petersburg details → View Fargo details →

More Comparisons

Other cost of living comparisons for St. Petersburg and Fargo

St. Petersburg vs. Lubbock St. Petersburg vs. Laredo St. Petersburg vs. Fort Wayne St. Petersburg vs. Irving St. Petersburg vs. Toledo St. Petersburg vs. Chesapeake Fargo vs. Santa Clara Fargo vs. Norman Fargo vs. Carrollton Fargo vs. Lewisville Fargo vs. New Haven Fargo vs. Lehigh Acres