Cost of Living: St. Petersburg, FL vs Garland, TX (2026)

St. Petersburg

Florida
106
VS

Garland

Texas
96

St. Petersburg is 10% more expensive than Garland.

$1,542/mo ↑ 1%
Median Rent
$1,525/mo ↓ 1%
$73,118/yr ↓ 2%
Median Income
$74,717/yr ↑ 2%
$331,500 ↑ 33%
Home Value
$248,900 ↓ 25%
$1,435/mo ≈ Same
Owner Costs
$1,445/mo ≈ Same
260,646
Population
245,298

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

25.3%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing St. Petersburg, FL and Garland, TX, the overall cost of living indices are 106 and 96 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $1,599/year higher in Garland. Home values also differ significantly — the median in St. Petersburg is $331,500 compared to $248,900 in Garland.

Frequently Asked Questions

St. Petersburg vs Garland — common questions

Is St. Petersburg or Garland cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 106 (US average = 100).
What is the rent difference between St. Petersburg and Garland?
Median rent in St. Petersburg is $1,542/month and in Garland it's $1,525/month — a difference of $17/month.
Which city has higher income, St. Petersburg or Garland?
Median household income is $73,118 in St. Petersburg and $74,717 in Garland. Median household income is $1,599/year higher in Garland.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to St. Petersburg or Garland?
It depends on your priorities. St. Petersburg has a cost index of 106 with median rent of $1,542/mo, while Garland has a cost index of 96 with rent of $1,525/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Petersburg details → View Garland details →

More Comparisons

Other cost of living comparisons for St. Petersburg and Garland

St. Petersburg vs. Lubbock St. Petersburg vs. Laredo St. Petersburg vs. Fort Wayne St. Petersburg vs. Irving St. Petersburg vs. Toledo St. Petersburg vs. Chesapeake Garland vs. Glendale Garland vs. Scottsdale Garland vs. Winston-Salem Garland vs. Boise Garland vs. Chesapeake Garland vs. Arlington