Cost of Living: St. Petersburg, FL vs McKinney, TX (2026)

St. Petersburg

Florida
106
VS

McKinney

Texas
138

St. Petersburg is 23% cheaper than McKinney.

$1,542/mo ↓ 16%
Median Rent
$1,841/mo ↑ 19%
$73,118/yr ↓ 39%
Median Income
$120,273/yr ↑ 64%
$331,500 ↓ 25%
Home Value
$439,500 ↑ 33%
$1,435/mo ↓ 32%
Owner Costs
$2,101/mo ↑ 46%
260,646
Population
202,314

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

25.3%
rent-to-income
Affordability
18.4%
rent-to-income

Detailed Comparison

When comparing St. Petersburg, FL and McKinney, TX, the overall cost of living indices are 106 and 138 respectively (national median = 100). Rent is $299/month cheaper in St. Petersburg, saving renters about $3,588/year.

Median household income is $47,155/year higher in McKinney. Home values also differ significantly — the median in St. Petersburg is $331,500 compared to $439,500 in McKinney.

Frequently Asked Questions

St. Petersburg vs McKinney — common questions

Is St. Petersburg or McKinney cheaper to live in?
Based on our cost index, St. Petersburg is cheaper to live in with an index of 106 compared to 138 (US average = 100).
What is the rent difference between St. Petersburg and McKinney?
Median rent in St. Petersburg is $1,542/month and in McKinney it's $1,841/month — a difference of $299/month.
Which city has higher income, St. Petersburg or McKinney?
Median household income is $73,118 in St. Petersburg and $120,273 in McKinney. Median household income is $47,155/year higher in McKinney.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to St. Petersburg or McKinney?
It depends on your priorities. St. Petersburg has a cost index of 106 with median rent of $1,542/mo, while McKinney has a cost index of 138 with rent of $1,841/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Petersburg details → View McKinney details →

More Comparisons

Other cost of living comparisons for St. Petersburg and McKinney

St. Petersburg vs. Lubbock St. Petersburg vs. Laredo St. Petersburg vs. Fort Wayne St. Petersburg vs. Irving St. Petersburg vs. Toledo St. Petersburg vs. Chesapeake McKinney vs. Little Rock McKinney vs. Augusta McKinney vs. Salt Lake City McKinney vs. Oxnard McKinney vs. Columbus McKinney vs. Amarillo