Cost of Living: St. Petersburg, FL vs Miami Gardens, FL (2026)

St. Petersburg

Florida
106
VS

Miami Gardens

Florida
115

St. Petersburg is 8% cheaper than Miami Gardens.

$1,542/mo ↓ 10%
Median Rent
$1,709/mo ↑ 11%
$73,118/yr ↑ 20%
Median Income
$60,979/yr ↓ 17%
$331,500 ↓ 2%
Home Value
$337,200 ↑ 2%
$1,435/mo ↓ 12%
Owner Costs
$1,640/mo ↑ 14%
260,646
Population
111,264

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.0%
0.86%
Property Tax
0.86%

Affordability

25.3%
rent-to-income
Affordability
33.6%
rent-to-income

Detailed Comparison

When comparing St. Petersburg, FL and Miami Gardens, FL, the overall cost of living indices are 106 and 115 respectively (national median = 100). Rent is $167/month cheaper in St. Petersburg, saving renters about $2,004/year.

Median household income is $12,139/year higher in St. Petersburg. Home values also differ significantly — the median in St. Petersburg is $331,500 compared to $337,200 in Miami Gardens.

Both cities share the same state tax structure since they are in Florida.

Frequently Asked Questions

St. Petersburg vs Miami Gardens — common questions

Is St. Petersburg or Miami Gardens cheaper to live in?
Based on our cost index, St. Petersburg is cheaper to live in with an index of 106 compared to 115 (US average = 100).
What is the rent difference between St. Petersburg and Miami Gardens?
Median rent in St. Petersburg is $1,542/month and in Miami Gardens it's $1,709/month — a difference of $167/month.
Which city has higher income, St. Petersburg or Miami Gardens?
Median household income is $73,118 in St. Petersburg and $60,979 in Miami Gardens. Median household income is $12,139/year higher in St. Petersburg.
How do taxes compare between Florida and Florida?
Both cities are in Florida and share the same state tax rates: 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to St. Petersburg or Miami Gardens?
It depends on your priorities. St. Petersburg has a cost index of 106 with median rent of $1,542/mo, while Miami Gardens has a cost index of 115 with rent of $1,709/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Petersburg details → View Miami Gardens details →

More Comparisons

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