Cost of Living: St. Petersburg, FL vs Richardson, TX (2026)

St. Petersburg

Florida
106
VS

Richardson

Texas
128

St. Petersburg is 17% cheaper than Richardson.

$1,542/mo ↓ 16%
Median Rent
$1,825/mo ↑ 18%
$73,118/yr ↓ 24%
Median Income
$96,257/yr ↑ 32%
$331,500 ↓ 18%
Home Value
$405,600 ↑ 22%
$1,435/mo ↓ 20%
Owner Costs
$1,796/mo ↑ 25%
260,646
Population
118,269

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

25.3%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing St. Petersburg, FL and Richardson, TX, the overall cost of living indices are 106 and 128 respectively (national median = 100). Rent is $283/month cheaper in St. Petersburg, saving renters about $3,396/year.

Median household income is $23,139/year higher in Richardson. Home values also differ significantly — the median in St. Petersburg is $331,500 compared to $405,600 in Richardson.

Frequently Asked Questions

St. Petersburg vs Richardson — common questions

Is St. Petersburg or Richardson cheaper to live in?
Based on our cost index, St. Petersburg is cheaper to live in with an index of 106 compared to 128 (US average = 100).
What is the rent difference between St. Petersburg and Richardson?
Median rent in St. Petersburg is $1,542/month and in Richardson it's $1,825/month — a difference of $283/month.
Which city has higher income, St. Petersburg or Richardson?
Median household income is $73,118 in St. Petersburg and $96,257 in Richardson. Median household income is $23,139/year higher in Richardson.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to St. Petersburg or Richardson?
It depends on your priorities. St. Petersburg has a cost index of 106 with median rent of $1,542/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Petersburg details → View Richardson details →

More Comparisons

Other cost of living comparisons for St. Petersburg and Richardson

St. Petersburg vs. Lubbock St. Petersburg vs. Laredo St. Petersburg vs. Fort Wayne St. Petersburg vs. Irving St. Petersburg vs. Toledo St. Petersburg vs. Chesapeake Richardson vs. Billings Richardson vs. Cambridge Richardson vs. Wilmington Richardson vs. North Charleston Richardson vs. Spring Hill Richardson vs. Clearwater