Cost of Living: Stockton, CA vs Irving, TX (2026)

Stockton

California
115
VS

Irving

Texas
102

Stockton is 13% more expensive than Irving.

$1,495/mo ↓ 1%
Median Rent
$1,517/mo ↑ 1%
$76,851/yr ↓ 4%
Median Income
$79,641/yr ↑ 4%
$412,900 ↑ 44%
Home Value
$287,300 ↓ 30%
$1,555/mo ↑ 2%
Owner Costs
$1,521/mo ↓ 2%
320,470
Population
255,036

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

23.3%
rent-to-income
Affordability
22.9%
rent-to-income

Detailed Comparison

When comparing Stockton, CA and Irving, TX, the overall cost of living indices are 115 and 102 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $2,790/year higher in Irving. Home values also differ significantly — the median in Stockton is $412,900 compared to $287,300 in Irving.

Texas has no state income tax, giving Irving residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Stockton vs Irving — common questions

Is Stockton or Irving cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 115 (US average = 100).
What is the rent difference between Stockton and Irving?
Median rent in Stockton is $1,495/month and in Irving it's $1,517/month — a difference of $22/month.
Which city has higher income, Stockton or Irving?
Median household income is $76,851 in Stockton and $79,641 in Irving. Median household income is $2,790/year higher in Irving.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Stockton or Irving?
It depends on your priorities. Stockton has a cost index of 115 with median rent of $1,495/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Stockton details → View Irving details →

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