Cost of Living: Tampa, FL vs Irving, TX (2026)

Tampa

Florida
113
VS

Irving

Texas
102

Tampa is 11% more expensive than Irving.

$1,567/mo ↑ 3%
Median Rent
$1,517/mo ↓ 3%
$71,302/yr ↓ 10%
Median Income
$79,641/yr ↑ 12%
$375,300 ↑ 31%
Home Value
$287,300 ↓ 23%
$1,553/mo ↑ 2%
Owner Costs
$1,521/mo ↓ 2%
393,389
Population
255,036

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

26.4%
rent-to-income
Affordability
22.9%
rent-to-income

Detailed Comparison

When comparing Tampa, FL and Irving, TX, the overall cost of living indices are 113 and 102 respectively (national median = 100). Rent is $50/month cheaper in Irving, saving renters about $600/year.

Median household income is $8,339/year higher in Irving. Home values also differ significantly — the median in Tampa is $375,300 compared to $287,300 in Irving.

Frequently Asked Questions

Tampa vs Irving — common questions

Is Tampa or Irving cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 113 (US average = 100).
What is the rent difference between Tampa and Irving?
Median rent in Tampa is $1,567/month and in Irving it's $1,517/month — a difference of $50/month.
Which city has higher income, Tampa or Irving?
Median household income is $71,302 in Tampa and $79,641 in Irving. Median household income is $8,339/year higher in Irving.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Tampa or Irving?
It depends on your priorities. Tampa has a cost index of 113 with median rent of $1,567/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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More Comparisons

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