Cost of Living: Toledo, OH vs Allen, TX (2026)

Toledo

Ohio
52
VS

Allen

Texas
137

Toledo is 62% cheaper than Allen.

$880/mo ↓ 53%
Median Rent
$1,877/mo ↑ 113%
$47,532/yr ↓ 63%
Median Income
$129,130/yr ↑ 172%
$107,000 ↓ 75%
Home Value
$429,900 ↑ 302%
$856/mo ↓ 59%
Owner Costs
$2,083/mo ↑ 143%
268,461
Population
107,684

Tax Comparison

3.5%
Income Tax
0%
5.75%
State Sales Tax
6.25%
1.53%
Property Tax
1.6%

Affordability

22.2%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Allen, TX, the overall cost of living indices are 52 and 137 respectively (national median = 100). Rent is $997/month cheaper in Toledo, saving renters about $11,964/year.

Median household income is $81,598/year higher in Allen. Home values also differ significantly — the median in Toledo is $107,000 compared to $429,900 in Allen.

Texas has no state income tax, giving Allen residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Toledo vs Allen — common questions

Is Toledo or Allen cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 137 (US average = 100).
What is the rent difference between Toledo and Allen?
Median rent in Toledo is $880/month and in Allen it's $1,877/month — a difference of $997/month.
Which city has higher income, Toledo or Allen?
Median household income is $47,532 in Toledo and $129,130 in Allen. Median household income is $81,598/year higher in Allen.
How do taxes compare between Ohio and Texas?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Toledo or Allen?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View Allen details →

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